Who we can help
A closer look at your exposure.
Renewable-energy developers, solar contractors, project owners and operating-energy businesses.
Installation and testing create a different exposure from an operating facility. Weather, equipment lead times, grid dependency and contractual obligations can affect both insured damage and revenue recovery.
What to discuss with your broker
Construction & installation
Review materials in transit, site works, testing and commissioning responsibilities.
Operational property
Consider generating equipment, inverters, transformers and other critical plant.
Revenue interruption
Discuss outage scenarios, repair lead times and dependencies on utilities or transmission infrastructure.
Liability & contracts
Review contractor activities, environmental exposures and lender or offtake-agreement requirements.
These are areas to consider, not a promise of coverage. Options, exclusions, limits and availability depend on the insurer and your circumstances.
Have a useful first conversation.
If available, have the following information ready. Your broker will tell you what is needed for a formal submission.
- Technology, capacity, location and project stage
- Construction timetable, contracts and commissioning plan
- Equipment values, warranties and maintenance arrangements
- Revenue projections, grid connections and loss history
A question worth asking
When should construction cover become operational cover?
Testing, commissioning, handover and commercial operation dates should be coordinated. Tell your broker when the project schedule changes so the intended transition can be reviewed.