Protecting people
For the people who count on you. Explore protection for your family, your income or your team, with a conversation focused on your needs.
Two ways to start
Tell us what matters to you. CIBI will connect your enquiry with the appropriate licensed adviser to discuss suitable options.
Discuss financial responsibilities, loved ones, debts and the length of time you want protection. You can also ask about disability and critical illness insurance.
Explore a new benefits plan or review an existing one around your workforce, priorities and budget. Start with a few details about your business.
A more complete conversation
An adviser can explain how each type of coverage works and help you compare the terms relevant to your circumstances.
Discuss dependants, debts, business agreements, beneficiaries and the duration of protection needed.
Review income replacement needs, occupation, waiting periods and benefit definitions.
Consider how a benefit for a covered illness could support recovery and financial commitments.
Explore group health, dental, life and disability objectives with the appropriate licensed adviser.
Ask about personal protection alongside business commitments, key-person needs and ownership agreements. Your adviser can explain which questions belong in each conversation.
Discuss business life insuranceCoverage, eligibility and premiums depend on the insurer, underwriting and policy terms. These topics are a starting point for discussion.
What happens next
Yes. Choose “Help me work it out” in the quote form, or leave the optional amount blank. Your adviser can discuss your financial responsibilities, existing protection and goals.
Yes. Select employee / group benefits and tell us that you would like a plan review or renewal. An approximate employee count and renewal date are helpful; supporting plan documents can be requested later.
No. This is an initial contact form. Please do not include medical records, a Social Insurance Number or employee records. Your adviser will explain any information and secure submission method needed for a formal application.
No. A quote request does not establish coverage. The appropriate licensed adviser will explain the application, approval and payment requirements, and confirm when any coverage begins.
Looking for the CIB Life Insurance website? Visit CIB Life Insurance.
Start with your priorities. We’ll help arrange the right conversation.
