Who we can help
A closer look at your exposure.
Road riders and motorcycle owners looking for a review of their insurance requirements.
Bike type, rider experience, modifications, storage and use affect eligibility and pricing. A road policy should never be assumed to cover racing, competition or a track event.
What to discuss with your broker
Road-use liability
Discuss required and optional protection for the province where the motorcycle is insured.
Damage & theft
Review collision, comprehensive options, deductibles and the value of the motorcycle.
Accessories & modifications
Declare aftermarket components, performance changes and equipment you want considered.
Storage & specialist enquiries
Explain seasonal storage, transport and any track or competition plans so availability can be investigated.
These are areas to consider, not a promise of coverage. Options, exclusions, limits and availability depend on the insurer and your circumstances.
Have a useful first conversation.
If available, have the following information ready. Your broker will tell you what is needed for a formal submission.
- Year, make, model and details of modifications
- Licence class, riding experience and insurance history
- Usage, annual distance and storage location
- Current policy, desired start date and loss history
A question worth asking
Am I insured for a track day?
Do not assume a road motorcycle policy covers track riding or competition. Share the event details and obtain specific written confirmation before participating. Specialist protection may not be available.