Who we can help
A closer look at your exposure.
Machine shops, fabricators, foundries, casting and forging businesses, welders and component manufacturers.
Molten metal, hot work, dust, heavy machinery and tight production tolerances create distinct risks. The final use of a component can be as important as the process that makes it.
What to discuss with your broker
Plant & equipment
Review furnaces, CNC machinery, presses, cranes and specialist tooling.
Products & completed operations
Discuss component end uses, structural work, welding, installation and export markets.
Interruption & breakdown
Consider repair lead times, replacement equipment and dependent production processes.
Property & environmental
Review hot-work controls, combustible materials, fumes, wastes and containment.
These are areas to consider, not a promise of coverage. Options, exclusions, limits and availability depend on the insurer and your circumstances.
Have a useful first conversation.
If available, have the following information ready. Your broker will tell you what is needed for a formal submission.
- Processes, materials, end products and their intended uses
- Equipment values, maintenance and critical production stages
- Fire protection, hot-work permits and dust controls
- Customer contracts, revenue by territory and loss history
A question worth asking
Why does the end use of a component matter?
A part used in an aircraft, medical device or structural system can create a different liability exposure from an ordinary consumer product. Declare all known end uses and customer sectors.