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Specialty insurance

Legal expense insurance

Understand where a legal-expense policy may help with an eligible dispute.

Who we can help

A closer look at your exposure.

Businesses, professionals and eligible program participants seeking assistance with specified legal matters.

A dispute can consume time and resources even before it reaches a hearing. Eligible matters, prior-event exclusions, waiting periods and the process for obtaining insurer approval should be understood in advance.

What to discuss with your broker

Employment disputes

Discuss the types of employment matters considered and any conditions attached to assistance.

Contract matters

Review eligibility for disputes with customers or suppliers and the applicable limits.

Tax & regulatory matters

Ask which audits, investigations or defence expenses are included in the offered wording.

Legal assistance

Confirm how to access the helpline, report a matter and obtain approval before incurring costs.

These are areas to consider, not a promise of coverage. Options, exclusions, limits and availability depend on the insurer and your circumstances.

Have a useful first conversation.

If available, have the following information ready. Your broker will tell you what is needed for a formal submission.

  • Business activities, revenue and employee count
  • Current or anticipated disputes and when they began
  • Existing liability insurance and legal-support arrangements
  • The types of disputes you want to discuss

A question worth asking

Can I arrange cover for a dispute that has already begun?

Do not assume a new policy will cover a known dispute. Tell your broker about the circumstances and dates so the insurer can assess eligibility.

Make the next step an informed one.

Bring your questions. We’ll bring a practical insurance perspective.

Start a conversation