Maintenance, demolition, aggregates, home builders, renovation, reconstruction,P3 and new construction projects. Contractors face many challenges with regard to insurance and we understand them and have the answers they need.

Clients include general contractors, all classes of sub-contractors, consultants and property managers.
We can also provide bonding and job specific builders risk and insurance for tenders.

With our knowledge and access to the markets, we have been successful in developing solutions to the insurance problems faced by North American Industry. We offer comprehensive insurance programs for every manufacturing sector covering all facets of the manufacturing process, whether they are working with wood, metal or plastic. We represent insurers who specialize in providing insurance for products and locations in the United States and World Wide.

We have made exclusive partnerships to offer contractors and owners fast quotes on Builders Risk coverage for residential and commercial projects large and small. Please contact us at quote@CIBI.ca or call 416-486-0951

By specializing in insurance for the Transportation Warehousing Industries, we have developed unique relationships with key underwriters which enable us to secure the very best terms for our clients. We are fully conversant with customs bonds, fuel tax bonds and related filings for U.S. transportation, and also assist in loss prevention and driver safety incentive plans. We can also assist in placing coverage for warehousing facilities either cold storage or dry goods and with high limits of liability.

For many years we have successfully devised and placed insurance programs for a wide range of clients in the Chemical Industry.

From blending and processing to storage and transportation, our policies cover both hazardous
and non-hazardous products including environmental liability exposures.

We handle the insurance needs of many Developers, Property Managers, Condominium Corporations and Independent Builders. We have been successful in devising and placing tailor-made solutions to meet their individual insurance requirements. Canadian Insurance Brokers Inc. has built a first class reputation for advising on the most appropriate underwriting programs from the initial design stage to the actual management of the completed project.

CIBI has partnered with MiniCo Insurance Agency, LLC, the leader in providing self-storage specialty insurance in the United States and Canada. MiniCo is proud to offer our self-storage insurance program in Canada . Coverages include customers goods legal liability, sale and disposal liability, business property, blanket property, building ordinance, business income, comprehensive business liability, course of construction, limited pollutant removal, employee resident manager’s personal liability, and employee dishonesty. please contact Sbell@cibi.ca for more info and visit www.minico.ca

MiniCo was founded in 1974 as a provider of specialty insurance products and publications for the self-storage industry. Today the company is a full-service managing general agency offering multiple specialty property and casualty insurance products for a variety of unique industries and exposures. MiniCo Insurance Agency, LLC, the parent company of MiniCo Insurance Agency of Canada, Incorporated, is a member of the Aran Insurance Services Group.

The demand for environmentally friendly energy, products and services is strong and growing. In renewable energy, these include, but are not limited to:

-Solar panel manufacturers, distributors and installers.
-Geothermal heating and cooling contractors.
-Wind energy contractors.
-Run of river hydro generation contractors

We have experience in all of these fields and can help you determine your insurance needs, and obtain the appropriate coverage for you.

CIBI currently handles the risk management and insurance solutions for some of Canada’s largest charitable and not for profit organizations. With our vast knowledge and expertise we can customize an insurance policy based on every entity’s specific needs whether it be a private school, service clubs, sports organization and/or volunteer organization. Our knowledge of the Directors and Officers insurance providers and products allows us provide and develop cover with wordings so the Board and Management team can sleep well at night.

Directors and Officers Liability Insurance (often called D&O) is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, to cover damages or defense costs in the event they suffer such losses as a result of a lawsuit for alleged wrongful acts while acting in their capacity as directors and officers for the organization. Such coverage can extend to defense costs arising out of criminal and regulatory investigations/trials as well; in fact, often civil and criminal actions are brought against directors/officers simultaneously. It has become closely associated with broader management liability insurance, which covers liabilities of the corporation as well as the personal liabilities for the directors and officers of the corporation. Contact CIBI for a corporate review to make sure you are appropriately protected.

From municipal pick up to plastic recycling and composting facilities to landfills and MRFS. We can assist with all your Insurance requirements.

Pollution or environmental events can have huge financial consequences, so if you have an exposure to this type of loss, proper coverage is essential.

Policies include:
-Environmental impairment liability
-Contractors pollution liability
-Real Estate environmental liability

Contact us for more details on these or other pollution / environmental liability insurance products.

One of the most important things you do each day is help families, and individuals enjoy safe and unique sports, outdoors,adventure and leisure activities. But it’s just as important to make sure your business or event is properly protected so you’re equipped to handle unexpected situations that may cause damage to your property or injury to your customers, players, or spectators.

There are many clients that don’t fit neatly into any of the above categories and may possess unusual or unique coverage requirements and exposures to risk. We have a wide range of experience in assisting these clients where “off the shelf” solutions rarely apply.

Following are some of the classes of risk that we have as clients:

Charitable organizations, Sporting events and activies, Culture and entertainment, Teaching centres, Importers & exporters, Medical services and products, Driving schools, Circuit boards

Insurance for metal workers is unique. From sheet metal,casting, finishing, CNC, fabrication or recycling we can handle all your requirements.

Technology and IT operations can benefit from our advice and market access. From circuit board manufacturers , IT staffing,website design and E and O for Tech companies we can assist you in all areas.

Personal Insurance for your home, car, cottage or recreational vehicles requires personal attention. We always strive to make sure the customer is covered appropriately and given the best service with one on one attention.

Collector and Antique Vehicles are the owners pride and joy and require unique considerations when being insured. Proper valuation and descriptions of use ensures that the owner has many worry free and fun miles!

One of the most important things you do each day is help families, and individuals enjoy safe and unique adventure and camping experiences. But it’s just as important to make sure your business is properly protected so you’re equipped to handle unexpected situations that may cause damage to your property or injury to your clients ,campers or participants.

Why You Need a Canadian Broker

The policy must be issued by a licensed Canadian insurer. The premium must be paid by the Canadian subsidiary directly to a licensed Canadian broker who, in turn, must pay the Canadian insurer.

Certificate Issuance
Most contracts require that Certificates of Insurance be issued on Canadian authorized insurance policies only. Your Canadian client will need issuance of Certificates to avoid delays.

Local Knowledge
A licensed Canadian broker can ensure that you deal only with licensed Canadian insurers. In Canada, insurance regulations vary from province to province. For example, some Provinces have government-run Auto coverage while others have set coverage minimums. A Canadian broker will be aware of these differences and know how to handle them.

if you are a U.S based Broker,Agent or client and need an Insurance Representative in Canada please contact our head office at 1-416-486-0951 and ask for Jason Jenkins.